Broker Check


Retirement Planning

Minimum distributions

Pre- 59 1/2 strategies




Social Security

Roth conversions

Income streams

Income stream transitions

Health care

Tax transitions

Risk tolerance transition

Timing issues

    Investment Planning

    Asset allocation

    Education planning

    Lump sum accumulation

    Options/restricted stock/non-qualified deferred compensation

    Ongoing investment fees

    Risk tolerance

    Tax implications

    Cost basis

    Time frames

    Diversification strategies

    Dollar-cost averaging

    Market timing issues

    Protection Planning

    Disability Options

    Long term care-timing/premium/coverage

    Umbrella liability

    Life Insurance


    Property & Casualty

    Deductibles vs. cash reserves

    Policy status

    Policy loans

    Beneficiary designations

    Special needs situations

    Alternate/additional coverage strategies

    Business Planning

    Succession Planning

    Retain Control

    Cash Flow

    Retain Key Employees

    Value equalization to inactive children

    Business absorption trusts

    Split dollar strategies

    Exit Strategies

      Estate Planning*

      Estate balancing

      Capital transfer

      Asset Ownership



      Trust funding

      Income Respect to the Decedent (IRD)

      Success Planning

      Special needs dependents

      Minor Children

      Generation skipping

      Short-term life expectancy

      Estate liquidity

      Tax Planning*

      Tax reduction

      Tax deferral

      Tax avoidance

      Future taxes due


      Tax diversification

      Qualified investments

      Effects of liquidation

      Filing status

      Business ownership

      Non-traditional ownership

      *Any discussion of taxes is for general information purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax or accounting advice. Clients should confer with their qualified legal, tax and accounting advisors as appropriate. Estate Planning services are provided working in conjunction with your Estate Planning Attorney, Tax Attorney, and/or CPA. Consult them for specific advice on legal and tax matters.

      For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.   |  (804) 622-0563