Broker Check

Solutions

Retirement Planning

  • Minimum distributions
  • Pre- 59 1/2 strategies
  • 401(k)s
  • IRAs
  • Medicare/Medicaid
  • Social Security
  • Roth conversions
  • Income streams
  • Income stream transitions
  • Health care
  • Tax transitions
  • Risk tolerance transition
  • Timing issues

Investment Planning

  • Asset allocation
  • Education planning
  • Lump sum accumulation
  • Options/restricted stock/non-qualified deferred compensation
  • Ongoing investment fees
  • Risk tolerance
  • Tax implications
  • Cost basis
  • Time frames
  • Diversification strategies
  • Dollar-cost averaging
  • Market timing issues

Protection Planning

  • Disability Options
  • Long term care-timing/premium/coverage
  • Umbrella liability
  • Life Insurance
  • Medical/Health
  • Property & Casualty
  • Deductibles vs. cash reserves
  • Policy status
  • Policy loans
  • Beneficiary designations
  • Special needs situations
  • Alternate/additional coverage strategies

Business Planning

  • Succession Planning
  • Retain Control
  • Cash Flow
  • Retain Key Employees
  • Value equalization to inactive children
  • Business absorption trusts
  • Split dollar strategies
  • Exit Strategies

Estate Planning

  • Estate balancing
  • Capital transfer
  • Asset Ownership
  • Trusts
  • Wills
  • Trust funding
  • Income Respect to the Decedent (IRD)
  • Success Planning
  • Special needs dependents
  • Minor Children
  • Generation skipping
  • Short-term life expectancy
  • Estate liquidity

Tax Planning

  • Tax reduction
  • Tax deferral
  • Tax avoidance
  • Future taxes due
  • Withholding
  • Tax diversification
  • Qualified investments
  • Effects of liquidation
  • Filing status
  • Business ownership
  • Non-traditional ownership